My credit score fell 42 points the other day. It was downgraded from “good” to “fair”. I cannot fathom why it fell, I have been paying off things on time or early! Someone explain this to me. Make it make sense.

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  1. My credit score is so bad, that I don’t dare even look at it – sometimes I have to. I wonder why yours fell when you did nothing in the meantime… instututions, doh!

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