I don’t understand Klarna. For those who don’t know, it’s one of those “pay in four” apps, I’ve only seen it used on Etsy. You pay in four payments every two weeks.

I have bought plenty with them and I imagine they have profited quite a bit on the interest. I am never late on payments, nor have I ever missed one. In fact, I’m always early to pay!

So why do they treat me like I’m at risk of not paying? 0_o They always jack up my first payment to two or three times the amount it would have been. They need to adjust their algorithm or whatever.

I dunno…it’s just irksome. 🙁

I saw some more devastation up by the lake. More houses washed down the river, like they were never there to begin with. I hope this hurricane was a fluke once in a century thing and that it never happens again. What an absolute nightmare.