I woke up today, went to the living room, and….there was an area in my dining room with SHIT smeared on the tiles. Just in one place, looked like it was smeared in a circular way. I got ahold of Oscar and rolled him over. Squeaky clean, no shit. If he had done this, his bottom area would have been covered in poo. So, how the fuck? Is someone sneaking in whilst I’m sleeping and smearing crap on my floor? It was nowhere else in the apartment. The area around it was clean as a whistle. I’m baffled and kinda disturbed 😳
I didn’t get the loan. The lady who put everything together and sent it to be approved was told I would have had to qualify on my own first, which I do not understand. Mom was gonna co sign and help me out! Anyhoo I’ve been sent to the fellow next to the bank who does loans. I don’t know when I’m going to do that, soon I hope. I really need this. I need to pay off the very small amount of debt I have. It might not seem like much to most people but it’s a real burden on me. I realise that some people wind up with $10,000 (or a lot more!) of debt, and that must be absolute hell to deal with and pay off, but they probably make a lot more money than I do. The monthly payments are making things difficult, and I’m honestly not doing much to help myself. I’m horrible with money, I don’t even know what a budget is (I do but suck at it. I’m not that dumb 😓), and I am the WORST impulse buyer I have ever met! I’m always buying things. Always. Etsy and Amazon are a blessing and a curse 😭 I admit that I do have a problem. I absolutely have an addiction to buying shit. I know it, no one has to tell or lecture me. I am aware.
Really though….WHAT IS THE POINT OF HAVING A CO SIGNER THEN???? What is the purpose if not to help someone get the loan? Someone please explain! This bullshit confuses me!