I closed my capital one card, my first and only (so far) credit card. I am scared of how this will affect my credit score. I just couldn’t deal with the never ending cycle of trying to pay it off and never being able to just DO it because I don’t have enough to cover the whole balance every month when all it does is pay one bill and accrue more fucking interest. Now I have to pay $25 into it for six more fucking months to pay it off once and for all. I’m going to get another one after asking more questions so I get the least crappy one I can. I do question if I actually need one. Would not having a cc affect my score negatively? If not, I don’t know if I want to get another one. I need to talk to someone who knows about this. I might ask the people at Telco (my bank) when I go to apply for my first loan ever Tuesday. I’m applying for $1624. I might add $100 to that to help me this month. I want to pay off all the Klarna and Affirm payments, and the $200 I owe mom for the vet payment snafu. I’m hoping consolidating my debts will give me a significantly lower monthly payment than I’m having to pay now. I’m just hoping my credit will show that I am trustworthy and will pay it off diligently. There are many things I don’t understand and I may be wrong in what I’m saying about pretty much everything I’ve said in this post lol. I’m gonna get clarification when I go and apply.
Oscar is already doing better after only three shots. He’s urinating less and it doesn’t smell as gnarly. I hope he’s feeling better since this started. I worry about him, like a lot. Cats and dogs are just kids that live on the floor 😁
I have an appointment with the gastroenterologist tomorrow morning. Since they couldn’t complete the procedure last time, I have to start over completely. I hope I don’t have to wait months like the first time, not being able to properly swallow half the time is a real pain in the ass!! It’s also uncomfortable and makes it difficult to concentrate on stuff or get to sleep. It’s pretty disruptive and has plagued me for years, but it finally got so bad that I’d had enough. I was told about how it could be stretched out to solve the problem, even if it has to be done again every year or two. I really wish I’d known that before I suffered for so long 😅